Insights

The OPERS Member-Directed Plan is a defined contribution plan that offers flexibility and control, allowing you to manage your retirement investments directly.

The Ohio Public Employees Retirement System (OPERS) is the largest public pension fund in Ohio, with over 1 million active members, retirees, and beneficiaries.

The brackets have been released!… No, not the College Football Playoff, NFL Playoff, or NCAA brackets – we’re talking about the 2026 Tax Brackets! Last week, the IRS released the annual inflation adjustments for tax brackets and other key tax items. Here are the highlights:

If you’re a federal employee or member of the uniformed services, the Thrift Savings Plan (TSP) is one of the most powerful tools you have for building a secure retirement. It’s simple, low-cost, and forms a critical part of your overall retirement package alongside the FERS pension and Social Security. 

If you’re a federal employee separating from service on September 30, 2025, it’s important to understand how the DRP and related benefits affect your financial future. Attached is a comprehensive checklist of steps former federal employees should take once their employment ends.

As a former federal employee, I know firsthand that planning for retirement under the Federal Employees Retirement System (FERS) can feel overwhelming. In this guide, I’ll walk through the basics of FERS, highlight key benefits, and provide examples to help you better understand your options.