Financial planning for Columbus families
Financial planning gives structure to your goals.
It builds the framework to make informed choices that move you toward the life you want both now and in the years ahead. At Schuler Wealth Planning, we bring clarity, organization, and straightforward advice to every part of your financial life.
As an independent fiduciary, our only priority is you. We do not earn commissions, sell products, or receive referral fees. Our guidance is transparent, objective, and centered around what is best for you and your family.
We proudly serve individuals and families throughout Columbus, Powell, Dublin, Lewis Center, Delaware, Worthington, Westerville, Hilliard, and surrounding communities.
The whole picture of your financial life
Financial planning is where everything comes together. We review your current financial picture, understand your long-term goals, and create a plan that brings clarity and direction to the decisions ahead.
Every plan includes a review and recommendations for:
- Retirement
- Tax strategies
- Investments
- Net Worth
- Personal Cash Flow
- Estate Planning
- Insurance
- Education Planning
Whether you are preparing for retirement, already retired, or simply looking for more confidence in your financial decisions, your plan becomes a personalized roadmap.
ways we can support you
Every client has different needs, preferences, and timelines. We offer two planning models designed to support you in the way that feels most comfortable.
Traditional financial planning & investment management (Annual Flat Fee)
Our traditional financial planning is an ongoing partnership for those who want regular guidance, proactive tax strategy, investment management, and support as life evolves.
This service is a great fit for clients who want help with topics such as:
- Understanding if they are on track for retirement
- Coordinating pensions, Social Security, Medicare, and distributions
- Implementing investment strategies, allocation, and rebalancing
- Evaluating tax planning opportunities like Roth conversions
- Planning gifting for children or grandchildren
- Exploring large financial decisions such as purchasing a second home
- Preparing for long-term care considerations
Our goal is to stay with you for the long run and support your financial life with clarity and consistency.
What is included in this service:
Project-based financial planning (One-time Flat Fee)
Some clients prefer a one-time financial plan. This model is ideal for:
- DIY investors
- Individuals or couples with most assets in employer retirement plans
- People looking for a roadmap without ongoing fees
- Clients further from retirement who want direction for the years ahead
- Those preparing for a major financial decision who want professional guidance
You receive a full, comprehensive financial plan. You simply implement the recommendations at your own pace. You are welcome to return anytime for an updated plan when your life changes.
Why Columbus families choose Schuler Wealth Planning
pensions & retirement income planning
Many of the families we work with have a mix of income sources such as wages, retirement accounts, & government pension benefits including STRS, OPERS, SERS, or FERS. This creates important planning decisions related to taxes, Social Security, and retirement timelines.
Transparent flat-fixed fee structure
Our structure is simple. You pay for planning and professional advice. There are no percentages, commissions, or product incentives.
A plan that goes beyond traditional advisors
Because many advisors are compensated based on assets they manage, clients with employer-sponsored plans or pension-heavy income can find it difficult to receive objective guidance. Our approach allows us to serve these clients with clarity and transparency.
Independent and fiduciary
This means our recommendations are guided by what benefits you, not an investment company or product provider.
Frequently Asked Questions
How do I decide between ongoing planning and a one-time plan?
If you want regular guidance, tax strategy, and investment management, ongoing planning may be right for you. If you prefer to implement strategies on your own or want a clear path for the next few years, a project-based plan may be a better fit.
Do I need to move my investments to work with you?
No. You can work with us without transferring assets. This flexibility is helpful for clients with employer plans or long-standing investment accounts.
Do you help with tax planning?
Yes. Tax strategy is a meaningful part of our planning process. This includes Roth conversion evaluations, RMD planning, and coordinating account withdrawals in a tax-efficient way. We coordinate with your tax preparer to implement any strategies so that we are all on the same page.
Do you work with clients who have STRS, OPERS, SERS, or FERS pensions?
Yes. We help clients evaluate pension decisions, Social Security timing, and retirement income strategies related to these systems.
Can I return for an updated plan if I choose the project-based model?
Yes. Many clients return for a tune-up when retirement gets closer or life circumstances change.
Ready to relax about your financial life?
If you are preparing for retirement, evaluating pension options, managing investments, or simply want confidence in your financial decisions, we are here to help.
