Financial planning & wealth management services in Columbus, Ohio
Planning for your financial future should feel clear and manageable.
At Schuler Wealth Planning, we provide honest, transparent, and easy-to-understand financial guidance for families across the Columbus area, including Powell, Dublin, Lewis Center, Delaware, Worthington, Westerville, and Hilliard. We also work with clients all throughout the United States virtually.
As an independent, fee-only fiduciary, we offer advice that puts your goals first. No commissions. No product sales. No surprises. Just clear guidance built around the life you want to live.
Whether you’re preparing for retirement, managing a pension, optimizing taxes, or looking for help with long-term planning, we’re here to support you every step of the way.
Financial Planning Services
Below is an overview of the financial planning and wealth management services we offer. Each service can be customized for your life stage, income, family needs, and retirement goals. Our services are offered through an annual flat-fee for traditional ongoing financial planning, or a one-time flat-fee for project-based plans.
Retirement Planning
Retirement is one of the biggest financial transitions of your life. We help you answer questions like:
- Have we saved enough?
- Can we maintain our lifestyle in retirement?
- When should we take Social Security?
- How do pensions and retirement accounts fit together?
- Can we retire early or stay retired confidently?
Our retirement planning services are designed for families across Columbus who want a clear roadmap for the next chapter.
Tax Planning
Smart tax planning can save you significant dollars over your lifetime, especially for high-income households or retirees with pensions. We specialize in strategies such as:
- Tax-efficient retirement withdrawals
- Roth conversions
- RMD planning
- QCDs
- Tax-loss harvesting
Coordinating employer plans and pensions with long-term tax goals
We help you minimize lifetime taxes, not just this year’s bill.
Investment management
Your investments should support your goals, not overwhelm you.
Our investment management focuses on strategies that are:
- Low-cost
- Diversified
- Evidence-based
- Easy to understand
- Designed for long-term growth and stability
We handle rebalancing, monitoring, and ongoing adjustments so you can stay on track. We craft simple, effective investment plans that our clients can easily understand and stay committed to.
Social security & pension planning
Columbus is home to many government employees and educators, meaning pensions like STRS, OPERS, SERS, and FERS are common.
We help you evaluate:
- Pension payout options
- Social Security timing
- How pensions affect your retirement income strategy
Very few advisors specialize in this. We do.
Cash Flow PLanning
A clear understanding of your cash flow is the foundation of every strong financial plan. We help you organize what’s coming in, where it’s going, and how to make your money work more efficiently, both now and in the future.
We help you evaluate:
- All income sources
- Budgeting and expense tracking
- Debt repayment strategies
- Savings and emergency fund optimization
- Forward-looking cash flow projections
- Build clarity and control into your day-to-day finances.
Estate & inheritance planning
You’ve worked hard to build a strong financial foundation. We help ensure it’s protected and passed on according to your wishes.
We work with you to:
- Review wills and trusts
- Coordinate beneficiaries
- Plan for charitable giving
- Consider legacy planning for children and grandchildren
- Integrate tax-smart inheritance strategies
We collaborate with your estate planning attorney to make sure every detail aligns.
Insurance Planning
Thoughtful insurance planning protects your income, family, and long-term financial goals. We help you evaluate coverage and avoid gaps or unnecessary costs through strategies such as:
- Life insurance analysis and needs-based coverage planning
- Disability insurance for income protection
- Long-term care insurance evaluations
- Reviewing employer-provided benefits
- Coordinating insurance decisions with your overall financial plan
Educational funding
Saving for your child’s or grandchild’s education is one of the greatest gifts you can give.
We help you evaluate:
- 529 plans
- Savings goals and timelines
- Contribution strategies
- How education funding fits into your broader financial plan
Whether you’re preparing for college, private school, or other educational opportunities, we’ll guide you toward a strategy that supports your family’s long-term goals.
Ways to work together
Traditional Financial Planning
Traditional financial planning is an ongoing partnership designed to keep every part of your financial life aligned as your goals and circumstances change. We provide continuous guidance through regular reviews and strategy adjustments, helping you make confident decisions today while staying on track over time.
One-Time Financial Plans
For those who prefer flexibility without a long-term commitment, project-based financial planning delivers the same comprehensive analysis and recommendations in a one-time plan that you implement at your own pace. This option is priced based on the time required to build your plan and does not require moving investments or paying ongoing fees.
Serving families across the Columbus area
We proudly work with individuals and families throughout:
- Powell
- Dublin
- Lewis Center
- Delaware
- Worthington
- Westerville
- Hilliard
- And greater Central Ohio
Ready to plan your future with confidence?
Whether you’re nearing retirement, managing a pension, or simply want expert financial guidance, we’re here to help you take the next step with clarity and peace of mind.
Schedule your introduction call today.
